Reading room.
Engineering blogs & AI research
A reading room from engineering teams and AI labs: titles, short feed excerpts, and links to the originals. For my own essays, explore the writing archive.
- 1359 articles tracked
- 37 sources
- Refresh scheduled daily
Sources
Analyze your Stripe data directly with your agent
You can now use natural language to create an investor slide deck highlighting where your business outperformed in the previous quarter, or build a custom dashboard to understand why your Stripe revenue changed.
Stripe on Stripe: What we learned moving $1B in vendor payments to Global Payouts
In early 2026, we began moving our vendor payments to Global Payouts, Stripe’s product for paying recipients in 160+ countries. New-market setup fell from six weeks to one, with a 99.9% payout success rate. Here’s what w…
How the fastest-growing enterprises on Stripe scale globally
Despite slower global economic growth and greater geopolitical fragmentation, the fastest-growing enterprises continue to look beyond their home markets and are investing in tools and workflows that make expansion faster…
Trends from Money20/20 2026: The rise of “hidden” financial services
As fintech products become increasingly capable, the infrastructure behind them fades into the background. Three trends from Money20/20 show how stablecoins, agents, and always-on money are changing financial services.
Stripe survey: Four trends reshaping how SaaS platforms compete in the AI era
AI is creating more SaaS competition, and platforms are feeling the pressure. A Stripe survey of 200 platform leaders shows how they plan to evolve pricing, grow revenue, and retain customers.
New ways for fintechs to move money and expand globally
We’re introducing three updates to help fintechs launch products and grow internationally more easily: simpler payout management with Stripe Global Payouts, support for stablecoin cards in more countries, and unified API…
Sync real-time Stripe data to Postgres with Stripe Data Pipeline
Applications rely on current Stripe data to fulfill orders, update customer accounts, and manage access to paid features. Until now, developers have had to build and maintain custom integrations to keep application datab…
The “alien” economics of AI monetization
As usage, costs, and customer expectations change, AI companies are moving beyond traditional SaaS pricing. Leaders at Monetize 2026 shared how they’re combining subscriptions with usage-based billing, building spend con…
Why I tried to kill token billing (and why we kept it)
Token billing is useful infrastructure, but usually a bad customer-facing pricing model. Your invoice should define the value your product delivers, not break down what it cost you to create it.
OUSD is now the default stablecoin on Stripe
Open USD (OUSD), a stablecoin built for global money movement, is now available across Stripe. Businesses can use OUSD to manage funds, make payments, and offer new financial services.
Helping personal agents shop more intelligently and reliably with Link
As agents take on more purchases, agent builders have increasingly asked us to help agents navigate checkout and earn consumer trust. Today, we’re sharing three major improvements to support this broader set of needs.
Travel’s AI dilemma at Skift Global Forum
At the “great recalibration”-themed travel conference, Airbnb CEO Brian Chesky called AI “an existential risk” to his company and “literally the best thing to ever happen” to it in the same discussion. That sums up many…
New trends in global card fraud: How 3D Secure and regional mandates are affecting risk
We analyzed billions of transactions on Stripe from January 2022 to March 2026 to understand how card fraud patterns differ by region and country, what's driving those differences, and how businesses can respond.
Analyzing rising fraud attempts among travel and leisure businesses on Stripe
Last year, Stripe data shows fraud attempts against travel and leisure businesses hit a four-year high. We analyzed payment activity from more than 200,000 active travel and leisure businesses on Stripe to understand whe…
SaaS platforms are surging despite the SaaSpocalypse
The SaaSpocalypse was a useful warning for the software industry, but SaaS platforms that help businesses run core operations are more deeply embedded. New platform businesses on Stripe are up 182% year over year.
What Stripe data shows about fraud at AI startups
We analyzed attempted fraud rates and customer abuse patterns on Stripe over the past year and found that AI companies faced 4.3x more fraud attempts than startups overall in Q3 2025.
Five monetization trends from global pricing leaders
As AI transforms software economics, the standard revenue playbook is breaking down. Learn how leaders around the world are preparing for agent buyers, updating processes for faster pricing iteration, and building more f…
Why global workers are driving demand for stablecoin payouts
Platforms like DoorDash, Meta, and Deel already enable stablecoin payouts for global workers. We surveyed 2,300 workers in 20 countries to see what's driving stablecoin demand, where the opportunity is highest, and how o…
New currency capabilities for global businesses to cut FX costs
Two product upgrades make it easy for global businesses to manage FX entirely on Stripe. We’re expanding multicurrency settlement to more markets and currencies, and we’re introducing the ability to convert currencies in…
Mapping the AI economy
AI companies are undergoing rapid global expansion while achieving unprecedented rates of growth. We analyzed Stripe data to understand where global demand is the strongest, and how companies can build to best capture th…
Analyzing the evidence that helps businesses win “product not received” disputes
To understand what can influence win rates, we analyzed evidence packets from one million disputes over a 16-week period. Here’s what the data shows and what it means for how you mitigate disputes.
Four travel and hospitality trends from HITEC 2026
More than 6,000 hospitality executives and operators gathered in San Antonio last week for the HITEC conference. The big topic: whether the industry’s AI investment is actually working. Across four days and over 50 meeti…
What Link data tells us about AI spending
We analyzed spending patterns across the 250 million customers paying with Link. We found that Link customers are spending more on AI than they were three months prior, investing heavily in platforms that let them build…
Stripe Projects adds new agent integrations, more providers, and custom developer controls
Our data shows that agents are now fully capable of independently writing code and integrating with APIs like Stripe’s. And yet, many of the steps adjacent to writing code are still too hard for agents to do on their own…
New ways to turn global demand into revenue
At Sessions 2026, Stripe unveiled dozens of products and capabilities to help businesses turn global demand into revenue. See how to go global faster with localized checkout and Adaptive Pricing, smarter fraud tools, mul…
The future of agentic commerce is here
Explore how AI agents are transforming commerce at Stripe’s Agentic Commerce Next roadshow. Reserve your spot in Seattle.
Rethinking risk in the age of AI
Join senior risk and payments leaders in Seattle to explore how AI is reshaping fraud strategy. Seats are limited.
Helping businesses optimize network costs with the Visa Digital Commerce Authentication Program (DCAP)
We moved quickly to help Stripe businesses take advantage of DCAP and capture interchange savings while protecting authorization rates. Here’s what we did.
Solo founding is at an all-time high: Top performers have these traits in common
In 2025, solo founders in the top decile generated 61 times the revenue of the median solo founder in their first six months. We analyzed the data to understand what drives that gap.
Expanding Stripe Radar to protect more of your business
Radar now blocks high-risk transactions across all supported payment methods; defends against new fraud types like multi-account abuse and pay-as-you-go abuse, regardless of which payment processor you use; and gives pla…
Five vertical SaaS insights from Sessions 2026
AI is forcing platforms to expand beyond pure software. See how vertical SaaS platforms are using payments, financial services, and agentic commerce to build more durable businesses.
Everything we announced at Sessions 2026
We’re making Stripe even more programmable; protecting and propelling your business with the strength of the Stripe network; and building economic infrastructure for AI.
Giving agents the ability to pay
Link’s wallet for agents gives agents programmatic access to Link, including the ability to generate a one-time-use card or Shared Payment Token (SPT) backed by the cards and bank accounts already in your wallet. It’s bu…